Call reports 2024
FNB BANK — 2024
What FNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 247,725,000 | 261,206,000 | 259,228,000 | 258,909,000 |
| Total loans | 164,188,000 | 176,274,000 | 171,895,000 | 176,553,000 |
| Allowance for loan losses | 2,411,000 | 2,512,000 | 2,609,000 | 2,616,000 |
| Securities available for sale | 65,503,000 | 64,700,000 | 65,466,000 | 58,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,855,000 | 215,156,000 | 212,631,000 | 227,584,000 |
| Interest-bearing deposits | 167,481,000 | 163,992,000 | 160,861,000 | 172,640,000 |
| Noninterest-bearing deposits | 54,374,000 | 51,164,000 | 51,770,000 | 54,944,000 |
| Equity capital | 19,811,000 | 20,175,000 | 22,671,000 | 20,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,661,000 | 10,255,000 | 13,912,000 |
| Interest expense | 896,000 | 1,909,000 | 3,006,000 | 3,856,000 |
| Net interest income | 2,471,000 | 4,752,000 | 7,249,000 | 10,056,000 |
| Noninterest income | 262,000 | 485,000 | 690,000 | 958,000 |
| Noninterest expense | 2,106,000 | 4,124,000 | 6,219,000 | 8,264,000 |
| Provision for loan losses | -3,000 | 98,000 | 198,000 | 198,000 |
| Pretax income | 652,000 | 1,056,000 | 1,627,000 | 2,611,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 642,000 | 1,046,000 | 1,617,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,673,000 | 27,777,000 | 28,348,000 | 27,532,000 |
| Total capital | 30,032,000 | 30,273,000 | 30,785,000 | 30,017,000 |
| Risk-weighted assets | 188,674,000 | 199,664,000 | 194,807,000 | 198,664,000 |