Call reports 2023
FNB BANK — 2023
What FNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 254,976,000 | 250,838,000 | 259,090,000 | 258,312,000 |
| Total loans | 157,610,000 | 156,654,000 | 163,441,000 | 167,971,000 |
| Allowance for loan losses | 2,393,000 | 2,393,000 | 2,396,000 | 2,384,000 |
| Securities available for sale | 72,078,000 | 70,024,000 | 67,702,000 | 69,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,025,000 | 224,913,000 | 233,147,000 | 231,890,000 |
| Interest-bearing deposits | 172,397,000 | 174,334,000 | 170,080,000 | 171,479,000 |
| Noninterest-bearing deposits | 56,628,000 | 50,579,000 | 63,067,000 | 60,411,000 |
| Equity capital | 20,075,000 | 20,079,000 | 19,632,000 | 20,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,108,000 | 6,217,000 | 9,396,000 | 12,763,000 |
| Interest expense | 611,000 | 1,301,000 | 2,092,000 | 2,921,000 |
| Net interest income | 2,497,000 | 4,916,000 | 7,304,000 | 9,842,000 |
| Noninterest income | 209,000 | 488,000 | 733,000 | 1,123,000 |
| Noninterest expense | 1,950,000 | 3,827,000 | 5,808,000 | 7,829,000 |
| Provision for loan losses | 0 | 0 | -1,000 | 260,000 |
| Pretax income | 781,000 | 1,619,000 | 2,239,000 | 3,083,000 |
| Income tax | 21,000 | 42,000 | 70,000 | 91,000 |
| Net income | 760,000 | 1,577,000 | 2,169,000 | 2,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,798,000 | 28,616,000 | 29,208,000 | 27,831,000 |
| Total capital | 30,047,000 | 30,871,000 | 31,554,000 | 30,219,000 |
| Risk-weighted assets | 179,765,000 | 180,227,000 | 187,663,000 | 192,019,000 |