Call reports 2022
FNB BANK — 2022
What FNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 250,639,000 | 243,461,000 | 245,607,000 | 277,174,000 |
| Total loans | 144,450,000 | 152,033,000 | 157,670,000 | 161,850,000 |
| Allowance for loan losses | 2,376,000 | 2,290,000 | 2,304,000 | 2,228,000 |
| Securities available for sale | 67,349,000 | 68,527,000 | 63,448,000 | 72,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,037,000 | 216,532,000 | 220,436,000 | 253,057,000 |
| Interest-bearing deposits | 158,844,000 | 161,600,000 | 166,295,000 | 177,789,000 |
| Noninterest-bearing deposits | 61,193,000 | 54,932,000 | 54,141,000 | 75,268,000 |
| Equity capital | 22,930,000 | 21,063,000 | 19,395,000 | 18,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 4,357,000 | 6,944,000 | 9,882,000 |
| Interest expense | 119,000 | 291,000 | 552,000 | 978,000 |
| Net interest income | 1,908,000 | 4,066,000 | 6,392,000 | 8,904,000 |
| Noninterest income | 301,000 | 974,000 | 1,251,000 | 1,541,000 |
| Noninterest expense | 1,854,000 | 3,682,000 | 5,487,000 | 7,242,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 197,000 | 1,051,000 | 1,731,000 | 2,792,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 71,000 |
| Net income | 185,000 | 1,027,000 | 1,695,000 | 2,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,963,000 | 27,805,000 | 28,472,000 | 27,198,000 |
| Total capital | 29,005,000 | 29,965,000 | 30,711,000 | 29,426,000 |
| Risk-weighted assets | 163,056,000 | 172,651,000 | 179,089,000 | 184,497,000 |