Call reports 2021
FNB BANK — 2021
What FNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 231,076,000 | 233,025,000 | 231,679,000 | 240,428,000 |
| Total loans | 147,841,000 | 148,322,000 | 155,046,000 | 155,365,000 |
| Allowance for loan losses | 2,201,000 | 2,209,000 | 2,311,000 | 2,386,000 |
| Securities available for sale | 52,076,000 | 55,169,000 | 50,687,000 | 45,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,532,000 | 195,554,000 | 193,857,000 | 205,711,000 |
| Interest-bearing deposits | 136,603,000 | 141,711,000 | 141,972,000 | 151,196,000 |
| Noninterest-bearing deposits | 55,929,000 | 53,843,000 | 51,885,000 | 54,515,000 |
| Equity capital | 26,920,000 | 27,629,000 | 28,102,000 | 26,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,240,000 | 4,733,000 | 7,013,000 | 9,278,000 |
| Interest expense | 88,000 | 169,000 | 253,000 | 348,000 |
| Net interest income | 2,152,000 | 4,564,000 | 6,760,000 | 8,930,000 |
| Noninterest income | 298,000 | 586,000 | 784,000 | 1,119,000 |
| Noninterest expense | 1,839,000 | 3,570,000 | 5,413,000 | 7,266,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 175,000 |
| Pretax income | 632,000 | 1,622,000 | 2,081,000 | 2,679,000 |
| Income tax | 34,000 | 58,000 | 78,000 | 71,000 |
| Net income | 598,000 | 1,564,000 | 2,003,000 | 2,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,567,000 | 27,533,000 | 27,971,000 | 26,777,000 |
| Total capital | 28,515,000 | 29,528,000 | 30,080,000 | 28,899,000 |
| Risk-weighted assets | 155,557,000 | 159,360,000 | 168,484,000 | 169,487,000 |