Call reports 2020
FNB BANK — 2020
What FNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 192,864,000 | 210,188,000 | 213,235,000 | 224,429,000 |
| Total loans | 124,170,000 | 146,891,000 | 156,844,000 | 151,010,000 |
| Allowance for loan losses | 2,139,000 | 2,141,000 | 2,243,000 | 2,216,000 |
| Securities available for sale | 46,803,000 | 43,351,000 | 42,616,000 | 45,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,105,000 | 166,640,000 | 169,111,000 | 184,944,000 |
| Interest-bearing deposits | 118,503,000 | 121,313,000 | 122,858,000 | 129,098,000 |
| Noninterest-bearing deposits | 39,602,000 | 45,327,000 | 46,253,000 | 55,846,000 |
| Equity capital | 27,045,000 | 27,969,000 | 28,371,000 | 26,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,368,000 | 6,506,000 | 8,753,000 |
| Interest expense | 208,000 | 345,000 | 457,000 | 554,000 |
| Net interest income | 1,973,000 | 4,023,000 | 6,049,000 | 8,199,000 |
| Noninterest income | 552,000 | 786,000 | 1,077,000 | 1,376,000 |
| Noninterest expense | 1,671,000 | 3,290,000 | 4,947,000 | 6,672,000 |
| Provision for loan losses | 100,000 | 100,000 | 200,000 | 200,000 |
| Pretax income | 638,000 | 1,382,000 | 1,973,000 | 2,730,000 |
| Income tax | 33,000 | 73,000 | 99,000 | 122,000 |
| Net income | 605,000 | 1,309,000 | 1,874,000 | 2,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,765,000 | 26,470,000 | 27,034,000 | 25,969,000 |
| Total capital | 27,476,000 | 28,340,000 | 29,031,000 | 27,987,000 |
| Risk-weighted assets | 136,435,000 | 149,293,000 | 159,530,000 | 161,206,000 |