Call reports 2019
FNB BANK — 2019
What FNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,628,000 | 187,875,000 | 191,807,000 | 195,373,000 |
| Total loans | 110,702,000 | 120,591,000 | 125,423,000 | 131,373,000 |
| Allowance for loan losses | 1,866,000 | 1,899,000 | 2,036,000 | 2,041,000 |
| Securities available for sale | 61,217,000 | 59,438,000 | 55,813,000 | 49,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,852,000 | 146,466,000 | 149,223,000 | 156,480,000 |
| Interest-bearing deposits | 116,101,000 | 113,472,000 | 113,663,000 | 116,791,000 |
| Noninterest-bearing deposits | 36,751,000 | 32,994,000 | 35,560,000 | 39,689,000 |
| Equity capital | 24,452,000 | 25,633,000 | 26,113,000 | 25,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,419,000 | 6,677,000 | 8,934,000 |
| Interest expense | 310,000 | 657,000 | 1,018,000 | 1,287,000 |
| Net interest income | 1,889,000 | 3,762,000 | 5,659,000 | 7,647,000 |
| Noninterest income | 271,000 | 520,000 | 776,000 | 1,066,000 |
| Noninterest expense | 1,706,000 | 3,331,000 | 4,955,000 | 6,484,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 200,000 |
| Pretax income | 454,000 | 851,000 | 1,280,000 | 2,105,000 |
| Income tax | 9,000 | 20,000 | 36,000 | 61,000 |
| Net income | 445,000 | 831,000 | 1,244,000 | 2,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,975,000 | 25,360,000 | 25,773,000 | 25,161,000 |
| Total capital | 26,564,000 | 27,082,000 | 27,563,000 | 27,073,000 |
| Risk-weighted assets | 124,114,000 | 133,761,000 | 138,747,000 | 152,813,000 |