Call reports 2018
FNB BANK — 2018
What FNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 183,370,000 | 193,696,000 | 190,675,000 | 187,112,000 |
| Total loans | 97,293,000 | 114,370,000 | 116,120,000 | 114,009,000 |
| Allowance for loan losses | 1,723,000 | 1,823,000 | 1,902,000 | 1,897,000 |
| Securities available for sale | 71,787,000 | 69,029,000 | 64,598,000 | 62,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,152,000 | 145,759,000 | 143,921,000 | 150,402,000 |
| Interest-bearing deposits | 114,543,000 | 113,808,000 | 111,931,000 | 114,803,000 |
| Noninterest-bearing deposits | 34,609,000 | 31,951,000 | 31,990,000 | 35,599,000 |
| Equity capital | 23,518,000 | 23,930,000 | 23,866,000 | 23,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,907,000 | 5,990,000 | 8,135,000 |
| Interest expense | 166,000 | 371,000 | 650,000 | 969,000 |
| Net interest income | 1,633,000 | 3,536,000 | 5,340,000 | 7,166,000 |
| Noninterest income | 394,000 | 664,000 | 952,000 | 1,219,000 |
| Noninterest expense | 1,534,000 | 3,039,000 | 4,605,000 | 6,339,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 493,000 | 1,061,000 | 1,587,000 | 1,946,000 |
| Income tax | 19,000 | 19,000 | 19,000 | 52,000 |
| Net income | 474,000 | 1,042,000 | 1,568,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,910,000 | 25,478,000 | 26,004,000 | 24,530,000 |
| Total capital | 26,356,000 | 27,150,000 | 27,683,000 | 26,163,000 |
| Risk-weighted assets | 113,477,000 | 131,151,000 | 131,360,000 | 128,522,000 |