Call reports 2017
FNB BANK — 2017
What FNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 187,024,000 | 193,004,000 | 190,640,000 | 189,742,000 |
| Total loans | 94,777,000 | 100,561,000 | 102,640,000 | 103,559,000 |
| Allowance for loan losses | 1,899,000 | 1,911,000 | 1,830,000 | 1,827,000 |
| Securities available for sale | 83,695,000 | 81,836,000 | 78,135,000 | 74,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,492,000 | 144,797,000 | 142,081,000 | 149,161,000 |
| Interest-bearing deposits | 114,627,000 | 110,433,000 | 108,330,000 | 114,269,000 |
| Noninterest-bearing deposits | 37,865,000 | 34,364,000 | 33,751,000 | 34,892,000 |
| Equity capital | 23,349,000 | 24,421,000 | 24,863,000 | 23,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,557,000 | 5,446,000 | 7,355,000 |
| Interest expense | 107,000 | 255,000 | 427,000 | 595,000 |
| Net interest income | 1,654,000 | 3,302,000 | 5,019,000 | 6,760,000 |
| Noninterest income | 283,000 | 567,000 | 865,000 | 1,286,000 |
| Noninterest expense | 1,481,000 | 2,943,000 | 4,383,000 | 5,804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 456,000 | 926,000 | 1,501,000 | 2,242,000 |
| Income tax | 0 | 0 | 0 | 104,000 |
| Net income | 456,000 | 926,000 | 1,501,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,753,000 | 24,224,000 | 24,690,000 | 24,436,000 |
| Total capital | 25,199,000 | 25,748,000 | 26,216,000 | 25,970,000 |
| Risk-weighted assets | 114,654,000 | 119,694,000 | 119,863,000 | 120,776,000 |