Call reports 2016
FNB BANK — 2016
What FNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 174,979,000 | 181,498,000 | 179,253,000 | 191,720,000 |
| Total loans | 92,048,000 | 99,488,000 | 102,709,000 | 100,133,000 |
| Allowance for loan losses | 2,017,000 | 2,025,000 | 2,029,000 | 2,073,000 |
| Securities available for sale | 68,387,000 | 72,285,000 | 67,210,000 | 80,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,158,000 | 138,546,000 | 137,980,000 | 151,867,000 |
| Interest-bearing deposits | 107,558,000 | 106,336,000 | 104,974,000 | 115,490,000 |
| Noninterest-bearing deposits | 31,600,000 | 32,210,000 | 33,006,000 | 36,377,000 |
| Equity capital | 25,463,000 | 26,588,000 | 25,342,000 | 23,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,271,000 | 4,987,000 | 6,814,000 |
| Interest expense | 94,000 | 192,000 | 293,000 | 394,000 |
| Net interest income | 1,564,000 | 3,079,000 | 4,694,000 | 6,420,000 |
| Noninterest income | 301,000 | 597,000 | 906,000 | 1,253,000 |
| Noninterest expense | 1,439,000 | 2,835,000 | 4,273,000 | 5,630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 477,000 | 892,000 | 1,534,000 | 2,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 892,000 | 1,534,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,229,000 | 24,645,000 | 23,787,000 | 23,297,000 |
| Total capital | 25,626,000 | 26,122,000 | 25,312,000 | 24,807,000 |
| Risk-weighted assets | 109,307,000 | 115,720,000 | 119,157,000 | 120,257,000 |