Call reports 2014
FNB BANK — 2014
What FNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 190,211,000 | 188,822,000 | 187,264,000 | 188,964,000 |
| Total loans | 82,226,000 | 88,295,000 | 90,397,000 | 90,580,000 |
| Allowance for loan losses | 2,368,000 | 2,256,000 | 2,281,000 | 2,286,000 |
| Securities available for sale | 90,948,000 | 90,693,000 | 87,577,000 | 87,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,202,000 | 145,656,000 | 144,700,000 | 140,234,000 |
| Interest-bearing deposits | 114,001,000 | 109,264,000 | 107,693,000 | 108,803,000 |
| Noninterest-bearing deposits | 42,201,000 | 36,392,000 | 37,007,000 | 31,431,000 |
| Equity capital | 23,477,000 | 24,329,000 | 24,523,000 | 24,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 3,059,000 | 4,644,000 | 6,156,000 |
| Interest expense | 147,000 | 299,000 | 453,000 | 607,000 |
| Net interest income | 1,310,000 | 2,760,000 | 4,191,000 | 5,549,000 |
| Noninterest income | 311,000 | 641,000 | 1,092,000 | 1,433,000 |
| Noninterest expense | 1,445,000 | 2,886,000 | 4,448,000 | 5,971,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 525,000 | 845,000 | 1,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 525,000 | 845,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,767,000 | 23,113,000 | 23,441,000 | 23,676,000 |
| Total capital | 23,998,000 | 24,433,000 | 24,780,000 | 25,048,000 |
| Risk-weighted assets | 96,716,000 | 103,330,000 | 104,659,000 | 107,561,000 |