Call reports 2013
FNB BANK — 2013
What FNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 196,766,000 | 188,624,000 | 186,582,000 | 186,544,000 |
| Total loans | 78,676,000 | 81,564,000 | 85,860,000 | 84,438,000 |
| Allowance for loan losses | 3,066,000 | 2,905,000 | 2,855,000 | 2,637,000 |
| Securities available for sale | 83,625,000 | 88,835,000 | 85,357,000 | 85,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,439,000 | 154,916,000 | 152,472,000 | 147,993,000 |
| Interest-bearing deposits | 120,912,000 | 113,037,000 | 109,468,000 | 109,268,000 |
| Noninterest-bearing deposits | 41,527,000 | 41,879,000 | 43,004,000 | 38,725,000 |
| Equity capital | 23,812,000 | 22,972,000 | 23,422,000 | 23,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,736,000 | 4,135,000 | 5,574,000 |
| Interest expense | 159,000 | 317,000 | 473,000 | 624,000 |
| Net interest income | 1,164,000 | 2,419,000 | 3,662,000 | 4,950,000 |
| Noninterest income | 328,000 | 676,000 | 1,053,000 | 1,369,000 |
| Noninterest expense | 1,611,000 | 3,115,000 | 4,579,000 | 6,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -119,000 | 212,000 | 472,000 | 440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | 212,000 | 472,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,888,000 | 22,178,000 | 22,433,000 | 22,572,000 |
| Total capital | 23,072,000 | 23,375,000 | 23,664,000 | 23,788,000 |
| Risk-weighted assets | 92,824,000 | 94,042,000 | 96,848,000 | 95,855,000 |