Call reports 2012
FNB BANK — 2012
What FNB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 270,519,000 | 253,844,000 | 254,296,000 | 191,832,000 |
| Total loans | 115,082,000 | 119,634,000 | 113,877,000 | 84,088,000 |
| Allowance for loan losses | 4,587,000 | 4,451,000 | 4,144,000 | 3,152,000 |
| Securities available for sale | 90,006,000 | 80,039,000 | 71,414,000 | 90,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,241,000 | 225,330,000 | 225,128,000 | 150,082,000 |
| Interest-bearing deposits | 185,206,000 | 174,188,000 | 172,225,000 | 116,589,000 |
| Noninterest-bearing deposits | 57,035,000 | 51,142,000 | 52,903,000 | 33,493,000 |
| Equity capital | 17,809,000 | 18,000,000 | 18,617,000 | 23,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,151,000 | 6,235,000 | 8,463,000 |
| Interest expense | 255,000 | 457,000 | 641,000 | 804,000 |
| Net interest income | 1,862,000 | 3,694,000 | 5,594,000 | 7,659,000 |
| Noninterest income | 725,000 | 1,377,000 | 1,841,000 | 7,382,000 |
| Noninterest expense | 2,416,000 | 4,540,000 | 6,583,000 | 8,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 531,000 | 852,000 | 6,325,000 |
| Income tax | 6,000 | 0 | 0 | 0 |
| Net income | 165,000 | 531,000 | 852,000 | 6,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,422,000 | 15,818,000 | 16,165,000 | 22,002,000 |
| Total capital | 17,265,000 | 17,568,000 | 17,867,000 | 23,215,000 |
| Risk-weighted assets | 144,743,000 | 137,298,000 | 133,707,000 | 95,132,000 |