Call reports 2011
FNB BANK — 2011
What FNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 251,200,000 | 244,697,000 | 238,707,000 | 257,256,000 |
| Total loans | 127,132,000 | 129,951,000 | 130,545,000 | 132,490,000 |
| Allowance for loan losses | 6,961,000 | 5,773,000 | 4,947,000 | 4,537,000 |
| Securities available for sale | 89,003,000 | 101,707,000 | 94,422,000 | 91,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,474,000 | 211,694,000 | 207,436,000 | 228,290,000 |
| Interest-bearing deposits | 182,828,000 | 172,621,000 | 165,673,000 | 169,955,000 |
| Noninterest-bearing deposits | 41,646,000 | 39,073,000 | 41,763,000 | 58,335,000 |
| Equity capital | 15,250,000 | 17,494,000 | 17,296,000 | 17,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,298,000 | 4,706,000 | 7,071,000 | 9,531,000 |
| Interest expense | 398,000 | 750,000 | 1,071,000 | 1,361,000 |
| Net interest income | 1,900,000 | 3,956,000 | 6,000,000 | 8,170,000 |
| Noninterest income | 388,000 | 991,000 | 1,390,000 | 2,020,000 |
| Noninterest expense | 2,437,000 | 4,862,000 | 7,467,000 | 9,674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -149,000 | 85,000 | -77,000 | 516,000 |
| Income tax | -42,000 | -38,000 | -50,000 | -11,000 |
| Net income | -107,000 | 123,000 | -27,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,362,000 | 14,679,000 | 14,575,000 | 15,226,000 |
| Total capital | 16,238,000 | 16,542,000 | 16,439,000 | 17,174,000 |
| Risk-weighted assets | 145,006,000 | 145,161,000 | 146,001,000 | 153,262,000 |