Call reports 2010
FNB BANK — 2010
What FNB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 275,243,000 | 270,863,000 | 248,078,000 | 239,975,000 |
| Total loans | 157,202,000 | 160,528,000 | 145,414,000 | 141,493,000 |
| Allowance for loan losses | 4,979,000 | 6,890,000 | 5,505,000 | 6,886,000 |
| Securities available for sale | 90,185,000 | 88,260,000 | 72,325,000 | 65,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,962,000 | 242,119,000 | 216,652,000 | 210,622,000 |
| Interest-bearing deposits | 211,940,000 | 208,310,000 | 186,281,000 | 178,429,000 |
| Noninterest-bearing deposits | 32,022,000 | 33,809,000 | 30,371,000 | 32,193,000 |
| Equity capital | 16,624,000 | 14,202,000 | 16,790,000 | 14,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,118,000 | 6,159,000 | 8,974,000 | 11,412,000 |
| Interest expense | 553,000 | 1,086,000 | 1,598,000 | 2,071,000 |
| Net interest income | 2,565,000 | 5,073,000 | 7,376,000 | 9,341,000 |
| Noninterest income | 383,000 | 206,000 | 2,477,000 | 2,642,000 |
| Noninterest expense | 2,696,000 | 5,148,000 | 7,494,000 | 10,045,000 |
| Provision for loan losses | 1,300,000 | 4,400,000 | 4,400,000 | 5,875,000 |
| Pretax income | -1,048,000 | -4,269,000 | -1,261,000 | -3,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,048,000 | -4,269,000 | -1,261,000 | -3,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,578,000 | 12,451,000 | 15,500,000 | 13,794,000 |
| Total capital | 17,953,000 | 14,852,000 | 17,736,000 | 15,984,000 |
| Risk-weighted assets | 171,230,000 | 171,415,000 | 159,394,000 | 154,291,000 |