Call report 2004Q4
FNB BANK — 2004Q4
The 22 measures FNB BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 326,040,000 | USD | evidence → |
| Total loans | 185,934,000 | USD | evidence → |
| Allowance for loan losses | 3,126,000 | USD | evidence → |
| Securities available for sale | 107,285,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 272,228,000 | USD | evidence → |
| Interest-bearing deposits | 241,814,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,414,000 | USD | evidence → |
| Equity capital | 27,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,359,000 | USD | evidence → |
| Interest expense | 4,136,000 | USD | evidence → |
| Net interest income | 12,223,000 | USD | evidence → |
| Noninterest income | 2,287,000 | USD | evidence → |
| Noninterest expense | 11,087,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 3,420,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 3,377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,108,000 | USD | evidence → |
| Total capital | 25,643,000 | USD | evidence → |
| Risk-weighted assets | 202,001,000 | USD | evidence → |