Call reports 2002
FNB BANK — 2002
What FNB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 336,778,000 | 328,125,000 | 330,152,000 | 331,706,000 |
| Total loans | 193,020,000 | 190,316,000 | 184,303,000 | 185,883,000 |
| Allowance for loan losses | 2,665,000 | 2,691,000 | 2,760,000 | 3,091,000 |
| Securities available for sale | 112,428,000 | 102,863,000 | 114,356,000 | 113,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,739,000 | 254,229,000 | 249,427,000 | 257,986,000 |
| Interest-bearing deposits | 239,969,000 | 234,006,000 | 228,597,000 | 235,680,000 |
| Noninterest-bearing deposits | 22,770,000 | 20,223,000 | 20,830,000 | 22,306,000 |
| Equity capital | 25,909,000 | 27,833,000 | 27,993,000 | 27,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,125,000 | 9,966,000 | 14,847,000 | 19,302,000 |
| Interest expense | 1,966,000 | 3,780,000 | 5,436,000 | 6,927,000 |
| Net interest income | 3,159,000 | 6,186,000 | 9,411,000 | 12,375,000 |
| Noninterest income | 916,000 | 1,813,000 | 2,714,000 | 3,700,000 |
| Noninterest expense | 2,995,000 | 5,937,000 | 8,990,000 | 12,164,000 |
| Provision for loan losses | 150,000 | 365,000 | 790,000 | 1,355,000 |
| Pretax income | 930,000 | 1,697,000 | 2,355,000 | 2,616,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 918,000 | 1,685,000 | 2,343,000 | 2,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,069,000 | 20,360,000 | 20,332,000 | 20,115,000 |
| Total capital | 23,715,000 | 23,936,000 | 23,871,000 | 23,660,000 |
| Risk-weighted assets | 211,658,000 | 206,004,000 | 202,859,000 | 203,014,000 |