Call reports 2001
FNB BANK — 2001
What FNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 299,710,000 | 304,622,000 | 312,235,000 | 330,912,000 |
| Total loans | 175,955,000 | 184,046,000 | 185,780,000 | 191,734,000 |
| Allowance for loan losses | 2,279,000 | 2,192,000 | 2,229,000 | 2,501,000 |
| Securities available for sale | 95,201,000 | 91,329,000 | 96,259,000 | 106,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,420,000 | 257,235,000 | 251,851,000 | 259,948,000 |
| Interest-bearing deposits | 217,199,000 | 239,296,000 | 233,249,000 | 238,496,000 |
| Noninterest-bearing deposits | 18,221,000 | 17,939,000 | 18,602,000 | 21,452,000 |
| Equity capital | 26,645,000 | 26,684,000 | 27,417,000 | 25,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,969,000 | 11,431,000 | 16,760,000 | 22,150,000 |
| Interest expense | 3,018,000 | 5,743,000 | 8,378,000 | 10,726,000 |
| Net interest income | 2,951,000 | 5,688,000 | 8,382,000 | 11,424,000 |
| Noninterest income | 956,000 | 1,978,000 | 3,073,000 | 3,734,000 |
| Noninterest expense | 2,785,000 | 5,641,000 | 8,729,000 | 11,615,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,917,000 |
| Pretax income | 845,000 | 2,628,000 | 3,741,000 | 3,689,000 |
| Income tax | 37,000 | 116,000 | 148,000 | 165,000 |
| Net income | 808,000 | 2,512,000 | 3,593,000 | 3,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,499,000 | 19,908,000 | 20,307,000 | 19,556,000 |
| Total capital | 22,778,000 | 23,100,000 | 23,536,000 | 23,057,000 |
| Risk-weighted assets | 187,173,000 | 196,011,000 | 199,837,000 | 208,750,000 |