Call reports 2012
BANK 360 — 2012
What BANK 360 reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,874,000 | 39,085,000 | 39,558,000 | 37,425,000 |
| Total loans | 26,337,000 | 25,981,000 | 24,846,000 | 23,664,000 |
| Allowance for loan losses | 723,000 | 737,000 | 778,000 | 752,000 |
| Securities available for sale | 4,400,000 | 5,559,000 | 5,202,000 | 4,682,000 |
| Securities held to maturity | 1,339,000 | 1,335,000 | 1,331,000 | 1,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,946,000 | 36,415,000 | 36,721,000 | 34,774,000 |
| Interest-bearing deposits | 33,761,000 | 31,052,000 | 29,872,000 | 28,934,000 |
| Noninterest-bearing deposits | 6,185,000 | 5,363,000 | 6,849,000 | 5,840,000 |
| Equity capital | 2,765,000 | 2,504,000 | 2,646,000 | 2,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 892,000 | 1,307,000 | 1,694,000 |
| Interest expense | 60,000 | 111,000 | 155,000 | 197,000 |
| Net interest income | 389,000 | 781,000 | 1,152,000 | 1,497,000 |
| Noninterest income | 105,000 | 232,000 | 579,000 | 693,000 |
| Noninterest expense | 567,000 | 1,061,000 | 1,617,000 | 2,213,000 |
| Provision for loan losses | 0 | 300,000 | 353,000 | 353,000 |
| Pretax income | -73,000 | -348,000 | -239,000 | -376,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -73,000 | -349,000 | -240,000 | -377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,624,000 | 2,348,000 | 2,457,000 | 2,320,000 |
| Total capital | 2,934,000 | 2,654,000 | 2,748,000 | 2,598,000 |
| Risk-weighted assets | 24,406,000 | 24,087,000 | 22,802,000 | 21,727,000 |