Call reports 2001
CONNECTICUT BANK OF COMMERCE — 2001
What CONNECTICUT BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 376,649,000 | 392,960,000 | 417,902,000 | 407,091,000 |
| Total loans | 285,004,000 | 326,526,000 | 338,336,000 | 323,880,000 |
| Allowance for loan losses | 9,536,000 | 8,942,000 | 11,281,000 | 13,286,000 |
| Securities available for sale | 3,963,000 | 3,574,000 | 7,258,000 | 6,987,000 |
| Securities held to maturity | 2,447,000 | 2,416,000 | 2,411,000 | 2,371,000 |
| Trading assets | 60,000 | 39,000 | 5,000 | 14,000 |
| Total deposits | 302,858,000 | 321,288,000 | 347,661,000 | 335,716,000 |
| Interest-bearing deposits | 258,067,000 | 272,646,000 | 295,519,000 | 279,496,000 |
| Noninterest-bearing deposits | 44,791,000 | 48,642,000 | 52,142,000 | 56,220,000 |
| Equity capital | 30,396,000 | 30,294,000 | 26,163,000 | 27,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,537,000 | 16,349,000 | 24,425,000 | 32,907,000 |
| Interest expense | 3,727,000 | 7,265,000 | 10,856,000 | 14,039,000 |
| Net interest income | 4,810,000 | 9,084,000 | 13,569,000 | 18,868,000 |
| Noninterest income | 2,620,000 | 5,028,000 | 7,702,000 | 11,846,000 |
| Noninterest expense | 5,806,000 | 11,403,000 | 16,699,000 | 22,361,000 |
| Provision for loan losses | 3,719,000 | 4,271,000 | 10,791,000 | 14,338,000 |
| Pretax income | -2,095,000 | -1,562,000 | -6,219,000 | -5,989,000 |
| Income tax | -611,000 | -423,000 | -1,020,000 | -2,133,000 |
| Net income | -1,484,000 | -1,139,000 | -5,199,000 | -3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,170,000 | 30,266,000 | 25,159,000 | 27,371,000 |
| Total capital | 34,063,000 | 34,629,000 | 29,703,000 | 31,831,000 |
| Risk-weighted assets | 306,378,000 | 344,449,000 | 356,759,000 | 347,946,000 |