Call reports 2007
BANKTRUST OF ALABAMA — 2007
What BANKTRUST OF ALABAMA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 268,897,000 |
| Total loans | 184,650,000 |
| Allowance for loan losses | 2,861,000 |
| Securities available for sale | 15,397,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 215,715,000 |
| Interest-bearing deposits | 187,895,000 |
| Noninterest-bearing deposits | 27,820,000 |
| Equity capital | 42,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 4,340,000 |
| Interest expense | 2,006,000 |
| Net interest income | 2,334,000 |
| Noninterest income | 628,000 |
| Noninterest expense | 1,786,000 |
| Provision for loan losses | 161,000 |
| Pretax income | 1,014,000 |
| Income tax | 299,000 |
| Net income | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 21,202,000 |
| Total capital | 23,783,000 |
| Risk-weighted assets | 208,007,000 |