Call reports 2002
BANKTRUST OF ALABAMA — 2002
What BANKTRUST OF ALABAMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 144,914,000 | 147,408,000 | 153,920,000 | 155,549,000 |
| Total loans | 112,204,000 | 114,283,000 | 109,543,000 | 120,841,000 |
| Allowance for loan losses | 1,522,000 | 1,596,000 | 1,511,000 | 1,510,000 |
| Securities available for sale | 8,168,000 | 8,514,000 | 8,709,000 | 7,893,000 |
| Securities held to maturity | 11,450,000 | 11,119,000 | 10,857,000 | 10,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,284,000 | 121,730,000 | 128,938,000 | 126,460,000 |
| Interest-bearing deposits | 99,479,000 | 106,866,000 | 112,218,000 | 107,622,000 |
| Noninterest-bearing deposits | 15,805,000 | 14,864,000 | 16,720,000 | 18,838,000 |
| Equity capital | 13,487,000 | 13,656,000 | 13,876,000 | 14,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,281,000 | 4,574,000 | 6,747,000 | 8,884,000 |
| Interest expense | 823,000 | 1,628,000 | 2,448,000 | 3,179,000 |
| Net interest income | 1,458,000 | 2,946,000 | 4,299,000 | 5,705,000 |
| Noninterest income | 336,000 | 715,000 | 1,099,000 | 1,532,000 |
| Noninterest expense | 1,128,000 | 2,400,000 | 3,540,000 | 4,760,000 |
| Provision for loan losses | 162,000 | 516,000 | 740,000 | 903,000 |
| Pretax income | 518,000 | 759,000 | 1,133,000 | 1,591,000 |
| Income tax | 125,000 | 144,000 | 206,000 | 219,000 |
| Net income | 393,000 | 615,000 | 927,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,404,000 | 13,503,000 | 13,692,000 | 14,137,000 |
| Total capital | 14,926,000 | 15,099,000 | 15,203,000 | 15,647,000 |
| Risk-weighted assets | 126,055,000 | 128,814,000 | 127,204,000 | 136,497,000 |