Call reports 2001
BANKTRUST OF ALABAMA — 2001
What BANKTRUST OF ALABAMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 130,006,000 | 133,656,000 | 135,918,000 | 139,398,000 |
| Total loans | 95,401,000 | 100,182,000 | 100,489,000 | 104,863,000 |
| Allowance for loan losses | 1,221,000 | 1,250,000 | 1,353,000 | 1,361,000 |
| Securities available for sale | 10,358,000 | 8,557,000 | 9,047,000 | 9,037,000 |
| Securities held to maturity | 13,747,000 | 13,755,000 | 12,510,000 | 12,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,929,000 | 109,803,000 | 111,665,000 | 114,701,000 |
| Interest-bearing deposits | 93,043,000 | 95,121,000 | 96,528,000 | 97,951,000 |
| Noninterest-bearing deposits | 13,886,000 | 14,682,000 | 15,137,000 | 16,750,000 |
| Equity capital | 11,953,000 | 12,320,000 | 12,859,000 | 13,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,212,000 | 7,707,000 | 10,043,000 |
| Interest expense | 1,394,000 | 2,668,000 | 3,815,000 | 4,766,000 |
| Net interest income | 1,253,000 | 2,544,000 | 3,892,000 | 5,277,000 |
| Noninterest income | 316,000 | 645,000 | 1,032,000 | 1,495,000 |
| Noninterest expense | 929,000 | 1,802,000 | 2,723,000 | 3,643,000 |
| Provision for loan losses | 47,000 | 91,000 | 216,000 | 541,000 |
| Pretax income | 607,000 | 1,332,000 | 2,049,000 | 2,705,000 |
| Income tax | 173,000 | 395,000 | 617,000 | 748,000 |
| Net income | 434,000 | 937,000 | 1,432,000 | 1,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,667,000 | 12,170,000 | 12,664,000 | 13,189,000 |
| Total capital | 12,888,000 | 13,420,000 | 14,017,000 | 14,550,000 |
| Risk-weighted assets | 105,250,000 | 111,184,000 | 111,825,000 | 119,532,000 |