Call report 2003Q4
ACADEMY BANK — 2003Q4
The 22 measures ACADEMY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,537,000 | USD | evidence → |
| Total loans | 31,697,000 | USD | evidence → |
| Allowance for loan losses | 427,000 | USD | evidence → |
| Securities available for sale | 6,947,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,926,000 | USD | evidence → |
| Interest-bearing deposits | 30,329,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,597,000 | USD | evidence → |
| Equity capital | 5,054,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,277,000 | USD | evidence → |
| Interest expense | 797,000 | USD | evidence → |
| Net interest income | 1,480,000 | USD | evidence → |
| Noninterest income | 465,000 | USD | evidence → |
| Noninterest expense | 1,464,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 368,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,055,000 | USD | evidence → |
| Total capital | 5,474,000 | USD | evidence → |
| Risk-weighted assets | 33,512,000 | USD | evidence → |