Call reports 2001
ACADEMY BANK — 2001
What ACADEMY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,414,000 | 20,926,000 | 24,907,000 | 27,918,000 |
| Total loans | 10,675,000 | 12,787,000 | 16,982,000 | 20,402,000 |
| Allowance for loan losses | 141,000 | 195,000 | 212,000 | 256,000 |
| Securities available for sale | 4,491,000 | 3,853,000 | 3,812,000 | 4,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,753,000 | 16,320,000 | 20,304,000 | 22,964,000 |
| Interest-bearing deposits | 14,103,000 | 14,474,000 | 17,337,000 | 19,232,000 |
| Noninterest-bearing deposits | 1,650,000 | 1,846,000 | 2,967,000 | 3,732,000 |
| Equity capital | 4,521,000 | 4,422,000 | 4,427,000 | 4,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 756,000 | 1,167,000 | 1,625,000 |
| Interest expense | 184,000 | 387,000 | 592,000 | 805,000 |
| Net interest income | 201,000 | 369,000 | 575,000 | 820,000 |
| Noninterest income | 31,000 | 124,000 | 199,000 | 308,000 |
| Noninterest expense | 253,000 | 545,000 | 807,000 | 1,086,000 |
| Provision for loan losses | 29,000 | 85,000 | 157,000 | 201,000 |
| Pretax income | -50,000 | -136,000 | -190,000 | -159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -50,000 | -136,000 | -190,000 | -159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,518,000 | 4,432,000 | 4,379,000 | 4,409,000 |
| Total capital | 4,659,000 | 4,612,000 | 4,591,000 | 4,665,000 |
| Risk-weighted assets | 12,082,000 | 14,386,000 | 18,145,000 | 21,183,000 |