Call reports 2026
VENTURA NATIONAL BANK & TRUST — 2026
What VENTURA NATIONAL BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 43,747,000 | 41,719,000 |
| Total loans | 35,071,000 | 36,659,000 |
| Allowance for loan losses | 272,000 | 253,000 |
| Securities available for sale | 249,000 | 75,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 34,732,000 | 32,761,000 |
| Interest-bearing deposits | 33,041,000 | 31,399,000 |
| Noninterest-bearing deposits | 1,691,000 | 1,362,000 |
| Equity capital | 8,735,000 | 8,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 673,000 | 1,394,000 |
| Interest expense | 289,000 | 616,000 |
| Net interest income | 384,000 | 778,000 |
| Noninterest income | 2,000 | 3,000 |
| Noninterest expense | 485,000 | 953,000 |
| Provision for loan losses | 0 | -19,000 |
| Pretax income | -99,000 | -153,000 |
| Income tax | -25,000 | -39,000 |
| Net income | -74,000 | -114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,630,000 | 8,577,000 |
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