Call reports 2024
VENTURA NATIONAL BANK & TRUST — 2024
What VENTURA NATIONAL BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 16,209,000 | 15,927,000 | 16,293,000 | 35,289,000 |
| Total loans | 8,207,000 | 8,264,000 | 8,375,000 | 20,876,000 |
| Allowance for loan losses | 120,000 | 124,000 | 117,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 498,000 | 746,000 | 499,000 | 499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,323,000 | 14,039,000 | 14,388,000 | 25,965,000 |
| Interest-bearing deposits | 11,629,000 | 11,587,000 | 11,471,000 | 23,021,000 |
| Noninterest-bearing deposits | 2,694,000 | 2,452,000 | 2,917,000 | 2,944,000 |
| Equity capital | 1,551,000 | 1,560,000 | 1,583,000 | 9,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 422,000 | 644,000 | 1,008,000 |
| Interest expense | 68,000 | 141,000 | 216,000 | 306,000 |
| Net interest income | 140,000 | 281,000 | 428,000 | 702,000 |
| Noninterest income | 18,000 | 34,000 | 49,000 | 104,000 |
| Noninterest expense | 146,000 | 294,000 | 440,000 | 829,000 |
| Provision for loan losses | 0 | 0 | -7,000 | 118,000 |
| Pretax income | 12,000 | 21,000 | 44,000 | -145,000 |
| Income tax | 0 | 0 | 0 | -13,000 |
| Net income | 12,000 | 21,000 | 44,000 | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,551,000 | 1,560,000 | 1,583,000 | 9,023,000 |
| Total capital | — | 1,670,000 | 1,694,000 | 9,270,000 |
| Risk-weighted assets | — | 8,800,000 | 8,927,000 | 21,875,000 |
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