Call reports 2023
VENTURA NATIONAL BANK & TRUST — 2023
What VENTURA NATIONAL BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 16,366,000 | 15,826,000 | 15,780,000 | 15,779,000 |
| Total loans | 8,559,000 | 8,053,000 | 8,058,000 | 8,089,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 117,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 746,000 | 747,000 | 747,000 | 748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,377,000 | 13,869,000 | 13,832,000 | 13,892,000 |
| Interest-bearing deposits | 10,922,000 | 10,873,000 | 11,101,000 | 11,164,000 |
| Noninterest-bearing deposits | 3,455,000 | 2,996,000 | 2,731,000 | 2,728,000 |
| Equity capital | 1,553,000 | 1,562,000 | 1,572,000 | 1,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 357,000 | 541,000 | 737,000 |
| Interest expense | 45,000 | 96,000 | 152,000 | 219,000 |
| Net interest income | 131,000 | 261,000 | 389,000 | 518,000 |
| Noninterest income | 16,000 | 29,000 | 46,000 | 63,000 |
| Noninterest expense | 133,000 | 267,000 | 402,000 | 567,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 14,000 | 23,000 | 33,000 | 0 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 23,000 | 33,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,553,000 | 1,562,000 | 1,572,000 | 1,539,000 |
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