Call reports 2020
VENTURA NATIONAL BANK & TRUST — 2020
What VENTURA NATIONAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 14,581,000 | 15,769,000 | 15,836,000 | 16,045,000 |
| Total loans | 9,611,000 | 9,541,000 | 10,004,000 | 9,600,000 |
| Allowance for loan losses | 110,000 | 111,000 | 112,000 | 116,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,624,000 | 13,219,000 | 13,736,000 | 13,942,000 |
| Interest-bearing deposits | 10,715,000 | 10,991,000 | 10,692,000 | 11,003,000 |
| Noninterest-bearing deposits | 1,909,000 | 2,228,000 | 3,044,000 | 2,939,000 |
| Equity capital | 1,446,000 | 1,464,000 | 1,484,000 | 1,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 338,000 | 507,000 | 674,000 |
| Interest expense | 36,000 | 63,000 | 88,000 | 111,000 |
| Net interest income | 134,000 | 275,000 | 419,000 | 563,000 |
| Noninterest income | 19,000 | 31,000 | 46,000 | 80,000 |
| Noninterest expense | 130,000 | 256,000 | 388,000 | 566,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 12,000 |
| Pretax income | 22,000 | 48,000 | 74,000 | 65,000 |
| Income tax | 3,000 | 11,000 | 17,000 | 17,000 |
| Net income | 19,000 | 37,000 | 57,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,446,000 | 1,464,000 | 1,484,000 | 1,445,000 |
Machine access — free, no API key
Every figure shown here about VENTURA NATIONAL BANK & TRUST — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.