Call reports 2018
VENTURA NATIONAL BANK & TRUST — 2018
What VENTURA NATIONAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 14,007,000 | 14,649,000 | 14,182,000 | 14,270,000 |
| Total loans | 8,337,000 | 8,592,000 | 8,450,000 | 9,113,000 |
| Allowance for loan losses | 87,000 | 88,000 | 88,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,253,000 | 12,675,000 | 12,087,000 | 11,685,000 |
| Interest-bearing deposits | 10,367,000 | 10,502,000 | 10,021,000 | 9,553,000 |
| Noninterest-bearing deposits | 1,886,000 | 2,173,000 | 2,066,000 | 2,132,000 |
| Equity capital | 1,399,000 | 1,403,000 | 1,411,000 | 1,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 298,000 | 456,000 | 616,000 |
| Interest expense | 25,000 | 53,000 | 86,000 | 120,000 |
| Net interest income | 123,000 | 245,000 | 370,000 | 496,000 |
| Noninterest income | 11,000 | 25,000 | 40,000 | 54,000 |
| Noninterest expense | 127,000 | 257,000 | 388,000 | 519,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | 6,000 | 11,000 | 20,000 | 28,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 7,000 |
| Net income | 5,000 | 9,000 | 17,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,399,000 | 1,403,000 | 1,411,000 | 1,399,000 |
| Total capital | 1,486,000 | 1,491,000 | 1,499,000 | 1,488,000 |
| Risk-weighted assets | 6,987,000 | 7,256,000 | 7,227,000 | 8,369,000 |