Call reports 2017
VENTURA NATIONAL BANK & TRUST — 2017
What VENTURA NATIONAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 13,989,000 | 14,116,000 | 14,250,000 | 14,397,000 |
| Total loans | 8,457,000 | 8,535,000 | 8,282,000 | 8,116,000 |
| Allowance for loan losses | 91,000 | 85,000 | 85,000 | 86,000 |
| Securities available for sale | 50,000 | 50,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,228,000 | 12,367,000 | 12,478,000 | 12,724,000 |
| Interest-bearing deposits | 10,248,000 | 10,375,000 | 10,484,000 | 10,258,000 |
| Noninterest-bearing deposits | 1,980,000 | 1,992,000 | 1,994,000 | 2,466,000 |
| Equity capital | 1,397,000 | 1,407,000 | 1,415,000 | 1,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 291,000 | 437,000 | 588,000 |
| Interest expense | 19,000 | 41,000 | 64,000 | 87,000 |
| Net interest income | 124,000 | 250,000 | 373,000 | 501,000 |
| Noninterest income | 11,000 | 27,000 | 42,000 | 56,000 |
| Noninterest expense | 123,000 | 251,000 | 379,000 | 510,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | 11,000 | 24,000 | 34,000 | 44,000 |
| Income tax | 1,000 | 4,000 | 6,000 | 7,000 |
| Net income | 10,000 | 20,000 | 28,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,397,000 | 1,407,000 | 1,415,000 | 1,393,000 |
| Total capital | 1,486,000 | 1,492,000 | 1,500,000 | 1,478,000 |
| Risk-weighted assets | 7,105,000 | 7,097,000 | 6,817,000 | 6,762,000 |