Call reports 2024
EXTRACO BANKS, NATIONAL ASSOCIATION — 2024
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,341,105,000 | 2,447,050,000 | 2,421,309,000 | 2,363,275,000 |
| Total loans | 1,266,107,000 | 1,307,292,000 | 1,300,948,000 | 1,310,065,000 |
| Allowance for loan losses | 29,800,000 | 29,838,000 | 30,088,000 | 30,297,000 |
| Securities available for sale | 178,457,000 | 189,384,000 | 218,437,000 | 208,540,000 |
| Securities held to maturity | 450,956,000 | 452,706,000 | 460,227,000 | 469,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,841,752,000 | 1,955,808,000 | 1,950,151,000 | 1,888,493,000 |
| Interest-bearing deposits | 1,390,890,000 | 1,598,645,000 | 1,584,521,000 | 1,558,103,000 |
| Noninterest-bearing deposits | 450,862,000 | 357,163,000 | 365,630,000 | 330,390,000 |
| Equity capital | 195,610,000 | 195,954,000 | 195,760,000 | 197,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,958,000 | 53,152,000 | 82,534,000 | 110,429,000 |
| Interest expense | 11,456,000 | 23,638,000 | 36,853,000 | 48,625,000 |
| Net interest income | 14,502,000 | 29,514,000 | 45,681,000 | 61,804,000 |
| Noninterest income | 4,532,000 | 8,938,000 | 13,458,000 | 17,963,000 |
| Noninterest expense | 15,087,000 | 30,330,000 | 45,391,000 | 60,299,000 |
| Provision for loan losses | -65,000 | 185,000 | 635,000 | 1,188,000 |
| Pretax income | 3,934,000 | 7,853,000 | 13,076,000 | 18,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,934,000 | 7,853,000 | 13,076,000 | 18,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,294,000 | 189,276,000 | 192,564,000 | 195,744,000 |
| Total capital | 203,863,000 | 206,200,000 | 209,341,000 | 212,602,000 |
| Risk-weighted assets | 1,312,253,000 | 1,340,948,000 | 1,328,842,000 | 1,335,151,000 |