Call reports 2023
EXTRACO BANKS, NATIONAL ASSOCIATION — 2023
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,170,581,000 | 2,172,270,000 | 2,279,439,000 | 2,332,023,000 |
| Total loans | 1,122,624,000 | 1,156,308,000 | 1,209,790,000 | 1,235,373,000 |
| Allowance for loan losses | 29,657,000 | 29,577,000 | 30,167,000 | 30,042,000 |
| Securities available for sale | 116,357,000 | 118,566,000 | 141,509,000 | 145,730,000 |
| Securities held to maturity | 440,268,000 | 442,967,000 | 458,295,000 | 453,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,795,992,000 | 1,728,368,000 | 1,801,745,000 | 1,861,768,000 |
| Interest-bearing deposits | 1,255,658,000 | 1,229,962,000 | 1,292,590,000 | 1,408,238,000 |
| Noninterest-bearing deposits | 540,334,000 | 498,406,000 | 509,155,000 | 453,530,000 |
| Equity capital | 180,088,000 | 186,754,000 | 186,763,000 | 193,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,969,000 | 41,880,000 | 66,023,000 | 91,640,000 |
| Interest expense | 4,390,000 | 11,579,000 | 20,847,000 | 31,619,000 |
| Net interest income | 15,579,000 | 30,301,000 | 45,176,000 | 60,021,000 |
| Noninterest income | 4,287,000 | 10,734,000 | 15,315,000 | 21,584,000 |
| Noninterest expense | 14,020,000 | 28,002,000 | 42,218,000 | 56,746,000 |
| Provision for loan losses | 450,000 | 450,000 | 1,100,000 | 1,100,000 |
| Pretax income | 5,417,000 | 8,930,000 | 13,481,000 | 17,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,417,000 | 8,930,000 | 13,481,000 | 17,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,199,000 | 180,865,000 | 183,570,000 | 185,303,000 |
| Total capital | 194,041,000 | 196,038,000 | 199,529,000 | 201,445,000 |
| Risk-weighted assets | 1,172,606,000 | 1,199,502,000 | 1,262,557,000 | 1,277,530,000 |