Call reports 2022
EXTRACO BANKS, NATIONAL ASSOCIATION — 2022
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,122,726,000 | 2,087,388,000 | 2,142,340,000 | 2,007,809,000 |
| Total loans | 1,019,288,000 | 1,057,198,000 | 1,072,066,000 | 1,099,072,000 |
| Allowance for loan losses | 28,454,000 | 29,059,000 | 29,408,000 | 29,360,000 |
| Securities available for sale | 246,496,000 | 208,574,000 | 198,443,000 | 112,595,000 |
| Securities held to maturity | 270,902,000 | 389,874,000 | 429,182,000 | 442,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,819,601,000 | 1,785,985,000 | 1,841,517,000 | 1,693,367,000 |
| Interest-bearing deposits | 1,211,233,000 | 1,170,931,000 | 1,167,879,000 | 1,145,744,000 |
| Noninterest-bearing deposits | 608,368,000 | 615,054,000 | 673,638,000 | 547,623,000 |
| Equity capital | 162,539,000 | 168,679,000 | 174,475,000 | 177,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,721,000 | 26,863,000 | 43,475,000 | 62,143,000 |
| Interest expense | 755,000 | 1,559,000 | 3,184,000 | 5,639,000 |
| Net interest income | 11,966,000 | 25,304,000 | 40,291,000 | 56,504,000 |
| Noninterest income | 4,904,000 | 13,948,000 | 18,259,000 | 22,316,000 |
| Noninterest expense | 12,822,000 | 25,741,000 | 38,749,000 | 52,620,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 400,000 |
| Pretax income | 3,981,000 | 13,396,000 | 18,186,000 | 18,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,981,000 | 13,396,000 | 18,186,000 | 18,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,469,000 | 174,047,000 | 176,998,000 | 175,621,000 |
| Total capital | 180,137,000 | 188,226,000 | 191,353,000 | 190,268,000 |
| Risk-weighted assets | 1,078,693,000 | 1,119,464,000 | 1,133,424,000 | 1,157,081,000 |