Call reports 2021
EXTRACO BANKS, NATIONAL ASSOCIATION — 2021
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,900,395,000 | 1,966,602,000 | 2,006,046,000 | 2,038,670,000 |
| Total loans | 1,018,176,000 | 1,005,656,000 | 988,219,000 | 991,989,000 |
| Allowance for loan losses | 28,590,000 | 28,617,000 | 28,509,000 | 28,491,000 |
| Securities available for sale | 193,650,000 | 223,385,000 | 253,118,000 | 252,389,000 |
| Securities held to maturity | 195,207,000 | 191,048,000 | 182,944,000 | 264,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,530,488,000 | 1,612,781,000 | 1,706,225,000 | 1,732,845,000 |
| Interest-bearing deposits | 1,028,003,000 | 1,055,954,000 | 1,101,230,000 | 1,155,106,000 |
| Noninterest-bearing deposits | 502,485,000 | 556,827,000 | 604,995,000 | 577,739,000 |
| Equity capital | 165,361,000 | 166,137,000 | 169,947,000 | 170,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,984,000 | 26,512,000 | 39,443,000 | 52,137,000 |
| Interest expense | 1,109,000 | 2,205,000 | 3,446,000 | 4,208,000 |
| Net interest income | 11,875,000 | 24,307,000 | 35,997,000 | 47,929,000 |
| Noninterest income | 4,755,000 | 9,625,000 | 16,488,000 | 20,939,000 |
| Noninterest expense | 12,088,000 | 24,806,000 | 37,974,000 | 51,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,516,000 | 9,104,000 | 14,482,000 | 17,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,516,000 | 9,104,000 | 14,482,000 | 17,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,536,000 | 159,326,000 | 163,085,000 | 164,328,000 |
| Total capital | 169,256,000 | 172,092,000 | 175,741,000 | 177,395,000 |
| Risk-weighted assets | 1,001,766,000 | 1,005,433,000 | 996,675,000 | 1,029,989,000 |