Call reports 2020
EXTRACO BANKS, NATIONAL ASSOCIATION — 2020
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,541,005,000 | 1,758,960,000 | 1,787,224,000 | 1,807,691,000 |
| Total loans | 1,017,569,000 | 1,081,631,000 | 1,047,195,000 | 1,029,766,000 |
| Allowance for loan losses | 24,152,000 | 26,945,000 | 28,751,000 | 28,646,000 |
| Securities available for sale | 170,920,000 | 217,503,000 | 225,966,000 | 248,743,000 |
| Securities held to maturity | 155,019,000 | 148,409,000 | 135,793,000 | 123,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,235,592,000 | 1,395,710,000 | 1,425,459,000 | 1,453,642,000 |
| Interest-bearing deposits | 885,258,000 | 942,120,000 | 962,794,000 | 993,055,000 |
| Noninterest-bearing deposits | 350,334,000 | 453,590,000 | 462,665,000 | 460,587,000 |
| Equity capital | 162,397,000 | 166,368,000 | 162,121,000 | 160,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,294,000 | 28,673,000 | 42,930,000 | 56,335,000 |
| Interest expense | 2,010,000 | 3,733,000 | 5,130,000 | 6,347,000 |
| Net interest income | 12,284,000 | 24,940,000 | 37,800,000 | 49,988,000 |
| Noninterest income | 4,362,000 | 8,685,000 | 13,109,000 | 17,406,000 |
| Noninterest expense | 12,559,000 | 24,924,000 | 37,374,000 | 50,493,000 |
| Provision for loan losses | 950,000 | 3,800,000 | 5,650,000 | 5,650,000 |
| Pretax income | 3,143,000 | 4,947,000 | 7,931,000 | 11,293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,143,000 | 4,947,000 | 7,931,000 | 11,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,252,000 | 160,385,000 | 155,447,000 | 153,887,000 |
| Total capital | 172,937,000 | 173,316,000 | 167,996,000 | 166,517,000 |
| Risk-weighted assets | 1,003,368,000 | 1,020,470,000 | 987,767,000 | 994,416,000 |