Call reports 2019
EXTRACO BANKS, NATIONAL ASSOCIATION — 2019
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,486,901,000 | 1,496,213,000 | 1,550,522,000 | 1,525,058,000 |
| Total loans | 969,878,000 | 999,239,000 | 998,546,000 | 992,475,000 |
| Allowance for loan losses | 22,498,000 | 22,917,000 | 23,079,000 | 23,028,000 |
| Securities available for sale | 159,419,000 | 162,187,000 | 183,378,000 | 217,604,000 |
| Securities held to maturity | 170,803,000 | 167,292,000 | 141,840,000 | 128,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,216,989,000 | 1,230,491,000 | 1,246,309,000 | 1,226,656,000 |
| Interest-bearing deposits | 869,991,000 | 875,579,000 | 889,033,000 | 875,253,000 |
| Noninterest-bearing deposits | 346,998,000 | 354,912,000 | 357,276,000 | 351,403,000 |
| Equity capital | 150,331,000 | 156,087,000 | 159,802,000 | 161,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,915,000 | 28,520,000 | 43,282,000 | 57,780,000 |
| Interest expense | 1,874,000 | 3,971,000 | 6,156,000 | 8,349,000 |
| Net interest income | 12,041,000 | 24,549,000 | 37,126,000 | 49,431,000 |
| Noninterest income | 4,418,000 | 9,976,000 | 14,890,000 | 18,261,000 |
| Noninterest expense | 12,664,000 | 25,010,000 | 37,544,000 | 50,073,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,100,000 | 1,100,000 |
| Pretax income | 3,513,000 | 8,679,000 | 13,347,000 | 16,487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,513,000 | 8,679,000 | 13,347,000 | 16,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,727,000 | 154,314,000 | 157,311,000 | 158,780,000 |
| Total capital | 163,203,000 | 166,995,000 | 169,744,000 | 171,195,000 |
| Risk-weighted assets | 988,123,000 | 1,004,299,000 | 984,011,000 | 982,594,000 |