Call reports 2018
EXTRACO BANKS, NATIONAL ASSOCIATION — 2018
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,389,096,000 | 1,427,818,000 | 1,417,242,000 | 1,429,277,000 |
| Total loans | 890,175,000 | 918,226,000 | 931,517,000 | 944,588,000 |
| Allowance for loan losses | 21,762,000 | 22,044,000 | 22,298,000 | 22,197,000 |
| Securities available for sale | 127,011,000 | 131,942,000 | 138,530,000 | 144,455,000 |
| Securities held to maturity | 185,353,000 | 182,236,000 | 176,358,000 | 181,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,125,344,000 | 1,159,602,000 | 1,160,476,000 | 1,172,667,000 |
| Interest-bearing deposits | 800,000,000 | 811,421,000 | 814,599,000 | 827,985,000 |
| Noninterest-bearing deposits | 325,344,000 | 348,181,000 | 345,877,000 | 344,682,000 |
| Equity capital | 141,679,000 | 142,604,000 | 144,128,000 | 146,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,372,000 | 25,160,000 | 38,645,000 | 52,374,000 |
| Interest expense | 1,455,000 | 3,045,000 | 4,690,000 | 6,476,000 |
| Net interest income | 10,917,000 | 22,115,000 | 33,955,000 | 45,898,000 |
| Noninterest income | 4,758,000 | 9,360,000 | 14,185,000 | 18,814,000 |
| Noninterest expense | 12,637,000 | 24,536,000 | 36,982,000 | 49,121,000 |
| Provision for loan losses | 25,000 | 301,000 | 651,000 | 651,000 |
| Pretax income | 3,013,000 | 6,636,000 | 10,506,000 | 14,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,013,000 | 6,636,000 | 10,506,000 | 14,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,761,000 | 143,723,000 | 146,029,000 | 148,858,000 |
| Total capital | 153,089,000 | 155,270,000 | 157,907,000 | 160,955,000 |
| Risk-weighted assets | 895,779,000 | 913,268,000 | 939,849,000 | 957,660,000 |