Call reports 2017
EXTRACO BANKS, NATIONAL ASSOCIATION — 2017
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,373,604,000 | 1,387,619,000 | 1,392,604,000 | 1,405,954,000 |
| Total loans | 859,286,000 | 883,387,000 | 880,139,000 | 897,811,000 |
| Allowance for loan losses | 21,861,000 | 22,223,000 | 22,249,000 | 21,748,000 |
| Securities available for sale | 113,549,000 | 116,241,000 | 121,437,000 | 123,915,000 |
| Securities held to maturity | 207,844,000 | 205,986,000 | 198,274,000 | 195,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,097,175,000 | 1,098,103,000 | 1,109,268,000 | 1,129,183,000 |
| Interest-bearing deposits | 762,837,000 | 759,578,000 | 776,720,000 | 789,981,000 |
| Noninterest-bearing deposits | 334,338,000 | 338,525,000 | 332,548,000 | 339,202,000 |
| Equity capital | 136,258,000 | 138,759,000 | 140,459,000 | 140,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,502,000 | 23,440,000 | 35,830,000 | 48,169,000 |
| Interest expense | 1,055,000 | 2,348,000 | 3,707,000 | 5,125,000 |
| Net interest income | 10,447,000 | 21,092,000 | 32,123,000 | 43,044,000 |
| Noninterest income | 5,228,000 | 10,392,000 | 15,418,000 | 20,164,000 |
| Noninterest expense | 12,345,000 | 24,534,000 | 37,255,000 | 49,830,000 |
| Provision for loan losses | 400,000 | 800,000 | 925,000 | 925,000 |
| Pretax income | 2,930,000 | 6,150,000 | 9,361,000 | 12,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,930,000 | 6,150,000 | 9,361,000 | 12,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,364,000 | 137,187,000 | 138,992,000 | 140,653,000 |
| Total capital | 146,470,000 | 148,628,000 | 150,365,000 | 152,185,000 |
| Risk-weighted assets | 877,703,000 | 904,531,000 | 898,965,000 | 912,320,000 |