Call reports 2016
EXTRACO BANKS, NATIONAL ASSOCIATION — 2016
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,365,633,000 | 1,369,247,000 | 1,365,202,000 | 1,364,695,000 |
| Total loans | 815,945,000 | 838,769,000 | 838,023,000 | 848,545,000 |
| Allowance for loan losses | 21,043,000 | 21,267,000 | 21,533,000 | 21,485,000 |
| Securities available for sale | 152,398,000 | 155,835,000 | 159,945,000 | 115,294,000 |
| Securities held to maturity | 181,499,000 | 171,949,000 | 158,362,000 | 218,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,060,619,000 | 1,069,538,000 | 1,075,584,000 | 1,088,320,000 |
| Interest-bearing deposits | 740,853,000 | 743,025,000 | 742,948,000 | 746,605,000 |
| Noninterest-bearing deposits | 319,766,000 | 326,513,000 | 332,636,000 | 341,715,000 |
| Equity capital | 132,386,000 | 134,089,000 | 136,093,000 | 134,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,372,000 | 22,922,000 | 34,697,000 | 46,270,000 |
| Interest expense | 1,065,000 | 2,119,000 | 3,179,000 | 4,264,000 |
| Net interest income | 10,307,000 | 20,803,000 | 31,518,000 | 42,006,000 |
| Noninterest income | 6,020,000 | 11,305,000 | 17,344,000 | 22,321,000 |
| Noninterest expense | 12,842,000 | 25,178,000 | 37,978,000 | 50,835,000 |
| Provision for loan losses | 75,000 | 850,000 | 1,175,000 | 1,688,000 |
| Pretax income | 3,650,000 | 6,803,000 | 10,469,000 | 12,572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,650,000 | 6,803,000 | 10,469,000 | 12,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,239,000 | 131,287,000 | 133,517,000 | 134,112,000 |
| Total capital | 139,856,000 | 142,027,000 | 144,342,000 | 145,274,000 |
| Risk-weighted assets | 838,930,000 | 848,681,000 | 855,295,000 | 882,659,000 |