Call reports 2015
EXTRACO BANKS, NATIONAL ASSOCIATION — 2015
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,354,203,000 | 1,361,085,000 | 1,400,186,000 | 1,374,971,000 |
| Total loans | 806,543,000 | 789,852,000 | 802,035,000 | 813,314,000 |
| Allowance for loan losses | 20,944,000 | 20,937,000 | 20,981,000 | 20,903,000 |
| Securities available for sale | 132,011,000 | 161,897,000 | 170,275,000 | 153,581,000 |
| Securities held to maturity | 150,295,000 | 146,804,000 | 144,142,000 | 190,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,041,008,000 | 1,040,136,000 | 1,086,174,000 | 1,060,375,000 |
| Interest-bearing deposits | 729,751,000 | 713,476,000 | 750,390,000 | 738,521,000 |
| Noninterest-bearing deposits | 311,257,000 | 326,660,000 | 335,784,000 | 321,854,000 |
| Equity capital | 128,918,000 | 131,012,000 | 133,933,000 | 129,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,273,000 | 22,503,000 | 33,757,000 | 45,318,000 |
| Interest expense | 1,203,000 | 2,411,000 | 3,554,000 | 4,658,000 |
| Net interest income | 10,070,000 | 20,092,000 | 30,203,000 | 40,660,000 |
| Noninterest income | 5,545,000 | 11,393,000 | 17,113,000 | 22,489,000 |
| Noninterest expense | 12,505,000 | 25,373,000 | 37,928,000 | 51,322,000 |
| Provision for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Pretax income | 3,047,000 | 6,049,000 | 9,515,000 | 12,565,000 |
| Income tax | -12,000 | 28,000 | 21,000 | 27,000 |
| Net income | 3,059,000 | 6,021,000 | 9,494,000 | 12,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,941,000 | 129,675,000 | 131,483,000 | 127,063,000 |
| Total capital | 137,824,000 | 139,278,000 | 141,688,000 | 137,569,000 |
| Risk-weighted assets | 779,542,000 | 756,881,000 | 805,591,000 | 830,067,000 |