Call reports 2014
EXTRACO BANKS, NATIONAL ASSOCIATION — 2014
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,240,074,000 | 1,272,451,000 | 1,280,466,000 | 1,308,045,000 |
| Total loans | 750,027,000 | 784,709,000 | 804,336,000 | 802,820,000 |
| Allowance for loan losses | 20,915,000 | 21,248,000 | 20,968,000 | 20,511,000 |
| Securities available for sale | 121,443,000 | 105,916,000 | 131,449,000 | 115,668,000 |
| Securities held to maturity | 167,008,000 | 163,389,000 | 158,442,000 | 156,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,926,000 | 972,864,000 | 977,076,000 | 1,001,693,000 |
| Interest-bearing deposits | 666,916,000 | 675,667,000 | 673,800,000 | 694,695,000 |
| Noninterest-bearing deposits | 284,010,000 | 297,197,000 | 303,276,000 | 306,998,000 |
| Equity capital | 125,141,000 | 126,105,000 | 126,592,000 | 126,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,617,000 | 21,674,000 | 33,008,000 | 44,350,000 |
| Interest expense | 1,399,000 | 2,711,000 | 4,012,000 | 5,233,000 |
| Net interest income | 9,218,000 | 18,963,000 | 28,996,000 | 39,117,000 |
| Noninterest income | 5,370,000 | 11,405,000 | 17,086,000 | 22,471,000 |
| Noninterest expense | 12,803,000 | 25,800,000 | 39,431,000 | 52,836,000 |
| Provision for loan losses | 300,000 | 600,000 | 700,000 | 700,000 |
| Pretax income | 1,798,000 | 4,204,000 | 6,187,000 | 8,451,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 26,000 |
| Net income | 1,794,000 | 4,197,000 | 6,178,000 | 8,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,461,000 | 123,717,000 | 124,532,000 | 125,631,000 |
| Total capital | 131,668,000 | 133,221,000 | 134,307,000 | 135,330,000 |
| Risk-weighted assets | 724,840,000 | 748,580,000 | 770,776,000 | 765,126,000 |