Call reports 2013
EXTRACO BANKS, NATIONAL ASSOCIATION — 2013
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,227,662,000 | 1,253,345,000 | 1,212,462,000 | 1,208,806,000 |
| Total loans | 684,869,000 | 699,262,000 | 705,178,000 | 723,414,000 |
| Allowance for loan losses | 20,083,000 | 20,531,000 | 20,427,000 | 20,578,000 |
| Securities available for sale | 119,986,000 | 117,074,000 | 132,375,000 | 132,823,000 |
| Securities held to maturity | 174,230,000 | 175,529,000 | 169,197,000 | 169,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,629,000 | 941,156,000 | 924,707,000 | 922,677,000 |
| Interest-bearing deposits | 660,959,000 | 668,494,000 | 653,785,000 | 649,878,000 |
| Noninterest-bearing deposits | 259,670,000 | 272,662,000 | 270,922,000 | 272,799,000 |
| Equity capital | 123,249,000 | 124,440,000 | 123,274,000 | 124,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,318,000 | 20,772,000 | 31,373,000 | 42,030,000 |
| Interest expense | 1,608,000 | 3,259,000 | 4,820,000 | 6,249,000 |
| Net interest income | 8,710,000 | 17,513,000 | 26,553,000 | 35,781,000 |
| Noninterest income | 6,434,000 | 12,619,000 | 19,268,000 | 25,143,000 |
| Noninterest expense | 12,015,000 | 24,387,000 | 39,555,000 | 53,199,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 600,000 |
| Pretax income | 3,129,000 | 5,145,000 | 5,666,000 | 7,125,000 |
| Income tax | 0 | 0 | 3,000 | 2,000 |
| Net income | 3,129,000 | 5,145,000 | 5,663,000 | 7,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,491,000 | 122,310,000 | 121,612,000 | 121,923,000 |
| Total capital | 130,205,000 | 131,043,000 | 130,358,000 | 130,915,000 |
| Risk-weighted assets | 685,023,000 | 686,872,000 | 687,968,000 | 707,767,000 |