Call reports 2012
EXTRACO BANKS, NATIONAL ASSOCIATION — 2012
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,216,354,000 | 1,216,764,000 | 1,260,228,000 | 1,229,651,000 |
| Total loans | 629,882,000 | 664,881,000 | 670,611,000 | 695,193,000 |
| Allowance for loan losses | 19,739,000 | 19,802,000 | 19,898,000 | 20,281,000 |
| Securities available for sale | 149,200,000 | 145,111,000 | 137,208,000 | 131,683,000 |
| Securities held to maturity | 164,758,000 | 172,850,000 | 174,185,000 | 173,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 910,395,000 | 915,835,000 | 953,751,000 | 922,916,000 |
| Interest-bearing deposits | 645,272,000 | 640,008,000 | 653,247,000 | 650,027,000 |
| Noninterest-bearing deposits | 265,123,000 | 275,827,000 | 300,504,000 | 272,889,000 |
| Equity capital | 118,479,000 | 119,603,000 | 120,887,000 | 121,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,751,000 | 21,679,000 | 32,515,000 | 43,278,000 |
| Interest expense | 1,745,000 | 3,474,000 | 5,110,000 | 6,743,000 |
| Net interest income | 9,006,000 | 18,205,000 | 27,405,000 | 36,535,000 |
| Noninterest income | 6,124,000 | 12,036,000 | 18,350,000 | 24,432,000 |
| Noninterest expense | 12,028,000 | 24,730,000 | 37,473,000 | 49,986,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 1,200,000 |
| Pretax income | 3,102,000 | 5,575,000 | 7,985,000 | 9,934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,102,000 | 5,575,000 | 7,985,000 | 9,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,898,000 | 118,312,000 | 119,519,000 | 119,530,000 |
| Total capital | 124,929,000 | 126,793,000 | 128,273,000 | 128,422,000 |
| Risk-weighted assets | 629,871,000 | 665,792,000 | 687,398,000 | 698,843,000 |