Call reports 2011
EXTRACO BANKS, NATIONAL ASSOCIATION — 2011
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,177,684,000 | 1,184,898,000 | 1,219,400,000 | 1,194,000,000 |
| Total loans | 649,677,000 | 653,101,000 | 645,934,000 | 637,082,000 |
| Allowance for loan losses | 19,709,000 | 19,703,000 | 19,882,000 | 19,681,000 |
| Securities available for sale | 140,675,000 | 143,501,000 | 149,965,000 | 164,320,000 |
| Securities held to maturity | 165,716,000 | 155,697,000 | 146,703,000 | 161,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 860,023,000 | 859,186,000 | 888,117,000 | 883,612,000 |
| Interest-bearing deposits | 602,162,000 | 597,296,000 | 623,801,000 | 633,373,000 |
| Noninterest-bearing deposits | 257,861,000 | 261,890,000 | 264,316,000 | 250,239,000 |
| Equity capital | 110,431,000 | 113,060,000 | 115,291,000 | 116,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,632,000 | 23,071,000 | 34,391,000 | 45,502,000 |
| Interest expense | 1,928,000 | 3,867,000 | 5,775,000 | 7,646,000 |
| Net interest income | 9,704,000 | 19,204,000 | 28,616,000 | 37,856,000 |
| Noninterest income | 5,788,000 | 11,506,000 | 18,151,000 | 23,707,000 |
| Noninterest expense | 11,890,000 | 23,906,000 | 35,884,000 | 47,863,000 |
| Provision for loan losses | 586,000 | 586,000 | 1,136,000 | 1,136,000 |
| Pretax income | 2,848,000 | 6,050,000 | 9,579,000 | 12,396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,848,000 | 6,050,000 | 9,579,000 | 12,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,808,000 | 110,784,000 | 113,368,000 | 114,991,000 |
| Total capital | 116,821,000 | 118,835,000 | 121,375,000 | 123,054,000 |
| Risk-weighted assets | 629,332,000 | 632,201,000 | 627,590,000 | 632,426,000 |