Call reports 2010
EXTRACO BANKS, NATIONAL ASSOCIATION — 2010
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,167,282,000 | 1,169,858,000 | 1,189,945,000 | 1,159,626,000 |
| Total loans | 714,849,000 | 691,011,000 | 681,343,000 | 673,295,000 |
| Allowance for loan losses | 18,169,000 | 18,381,000 | 19,203,000 | 19,158,000 |
| Securities available for sale | 107,893,000 | 98,242,000 | 129,729,000 | 173,754,000 |
| Securities held to maturity | 132,511,000 | 144,499,000 | 145,654,000 | 164,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 842,410,000 | 847,679,000 | 866,639,000 | 850,181,000 |
| Interest-bearing deposits | 616,839,000 | 621,028,000 | 616,003,000 | 609,928,000 |
| Noninterest-bearing deposits | 225,571,000 | 226,651,000 | 250,636,000 | 240,253,000 |
| Equity capital | 104,105,000 | 105,032,000 | 106,992,000 | 108,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,334,000 | 24,516,000 | 36,437,000 | 48,313,000 |
| Interest expense | 2,459,000 | 4,819,000 | 7,015,000 | 8,979,000 |
| Net interest income | 9,875,000 | 19,697,000 | 29,422,000 | 39,334,000 |
| Noninterest income | 6,124,000 | 12,373,000 | 19,300,000 | 25,295,000 |
| Noninterest expense | 11,239,000 | 23,017,000 | 34,730,000 | 46,314,000 |
| Provision for loan losses | 1,600,000 | 2,800,000 | 4,000,000 | 4,750,000 |
| Pretax income | 3,705,000 | 6,798,000 | 10,537,000 | 14,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,705,000 | 6,798,000 | 10,537,000 | 14,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,238,000 | 102,628,000 | 105,138,000 | 107,518,000 |
| Total capital | 109,868,000 | 110,916,000 | 113,339,000 | 115,837,000 |
| Risk-weighted assets | 680,893,000 | 652,575,000 | 644,387,000 | 654,670,000 |