Call reports 2009
EXTRACO BANKS, NATIONAL ASSOCIATION — 2009
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,107,574,000 | 1,142,598,000 | 1,148,759,000 | 1,182,267,000 |
| Total loans | 737,769,000 | 747,718,000 | 746,059,000 | 722,657,000 |
| Allowance for loan losses | 14,643,000 | 15,813,000 | 16,143,000 | 16,500,000 |
| Securities available for sale | 81,559,000 | 90,737,000 | 100,094,000 | 99,364,000 |
| Securities held to maturity | 134,559,000 | 116,504,000 | 126,664,000 | 135,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,642,000 | 817,843,000 | 821,952,000 | 846,977,000 |
| Interest-bearing deposits | 609,532,000 | 612,163,000 | 610,496,000 | 624,466,000 |
| Noninterest-bearing deposits | 183,110,000 | 205,680,000 | 211,456,000 | 222,511,000 |
| Equity capital | 96,340,000 | 98,503,000 | 100,865,000 | 102,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,622,000 | 26,756,000 | 39,690,000 | 52,509,000 |
| Interest expense | 3,352,000 | 6,361,000 | 8,977,000 | 11,418,000 |
| Net interest income | 10,270,000 | 20,395,000 | 30,713,000 | 41,091,000 |
| Noninterest income | 5,973,000 | 12,641,000 | 19,004,000 | 25,230,000 |
| Noninterest expense | 11,713,000 | 23,871,000 | 35,536,000 | 47,260,000 |
| Provision for loan losses | 1,517,000 | 2,717,000 | 3,917,000 | 5,167,000 |
| Pretax income | 3,013,000 | 6,448,000 | 10,264,000 | 13,894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,013,000 | 6,448,000 | 10,264,000 | 13,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,971,000 | 95,448,000 | 97,323,000 | 98,982,000 |
| Total capital | 102,851,000 | 104,257,000 | 106,142,000 | 107,635,000 |
| Risk-weighted assets | 704,608,000 | 697,705,000 | 698,176,000 | 684,364,000 |