Call reports 2008
EXTRACO BANKS, NATIONAL ASSOCIATION — 2008
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,088,901,000 | 1,096,189,000 | 1,065,337,000 | 1,084,558,000 |
| Total loans | 675,883,000 | 686,852,000 | 704,662,000 | 730,737,000 |
| Allowance for loan losses | 11,664,000 | 11,948,000 | 11,979,000 | 13,179,000 |
| Securities available for sale | 141,300,000 | 65,545,000 | 59,240,000 | 83,735,000 |
| Securities held to maturity | 83,212,000 | 158,760,000 | 156,765,000 | 155,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,680,000 | 809,752,000 | 783,009,000 | 778,976,000 |
| Interest-bearing deposits | 625,069,000 | 620,345,000 | 593,798,000 | 599,551,000 |
| Noninterest-bearing deposits | 197,611,000 | 189,407,000 | 189,211,000 | 179,425,000 |
| Equity capital | 96,431,000 | 96,719,000 | 98,739,000 | 95,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,391,000 | 28,431,000 | 42,439,000 | 56,214,000 |
| Interest expense | 5,064,000 | 9,554,000 | 13,914,000 | 17,946,000 |
| Net interest income | 9,327,000 | 18,877,000 | 28,525,000 | 38,268,000 |
| Noninterest income | 6,320,000 | 12,477,000 | 19,321,000 | 26,589,000 |
| Noninterest expense | 10,958,000 | 21,994,000 | 33,221,000 | 46,354,000 |
| Provision for loan losses | 460,000 | 835,000 | 1,787,000 | 3,781,000 |
| Pretax income | 4,229,000 | 8,525,000 | 12,838,000 | 14,730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,229,000 | 8,525,000 | 12,838,000 | 14,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,033,000 | 94,014,000 | 95,504,000 | 92,906,000 |
| Total capital | 100,641,000 | 102,729,000 | 104,203,000 | 101,802,000 |
| Risk-weighted assets | 685,602,000 | 693,976,000 | 692,633,000 | 707,421,000 |