Call reports 2007
EXTRACO BANKS, NATIONAL ASSOCIATION — 2007
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,043,746,000 | 1,049,729,000 | 1,045,614,000 | 1,016,232,000 |
| Total loans | 615,587,000 | 631,898,000 | 639,550,000 | 659,581,000 |
| Allowance for loan losses | 11,295,000 | 11,365,000 | 11,317,000 | 11,126,000 |
| Securities available for sale | 111,727,000 | 131,585,000 | 127,303,000 | 133,829,000 |
| Securities held to maturity | 114,741,000 | 97,559,000 | 96,367,000 | 95,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,095,000 | 825,495,000 | 817,687,000 | 783,746,000 |
| Interest-bearing deposits | 650,543,000 | 648,292,000 | 646,809,000 | 612,431,000 |
| Noninterest-bearing deposits | 172,552,000 | 177,203,000 | 170,878,000 | 171,315,000 |
| Equity capital | 84,225,000 | 86,047,000 | 89,620,000 | 92,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,908,000 | 28,753,000 | 43,553,000 | 59,004,000 |
| Interest expense | 6,696,000 | 13,748,000 | 20,530,000 | 26,496,000 |
| Net interest income | 7,212,000 | 15,005,000 | 23,023,000 | 32,508,000 |
| Noninterest income | 6,002,000 | 12,201,000 | 18,883,000 | 24,856,000 |
| Noninterest expense | 10,763,000 | 21,622,000 | 32,598,000 | 45,161,000 |
| Provision for loan losses | 242,000 | 333,000 | 424,000 | 510,000 |
| Pretax income | 2,288,000 | 5,330,000 | 9,070,000 | 11,879,000 |
| Income tax | 0 | 0 | 0 | -250,000 |
| Net income | 2,288,000 | 5,330,000 | 9,070,000 | 12,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,876,000 | 83,160,000 | 85,952,000 | 89,321,000 |
| Total capital | 88,966,000 | 91,325,000 | 94,226,000 | 97,653,000 |
| Risk-weighted assets | 644,024,000 | 649,999,000 | 658,863,000 | 663,737,000 |