Call reports 2006
EXTRACO BANKS, NATIONAL ASSOCIATION — 2006
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,001,214,000 | 1,006,153,000 | 1,025,576,000 | 994,528,000 |
| Total loans | 618,565,000 | 630,592,000 | 624,849,000 | 619,458,000 |
| Allowance for loan losses | 11,059,000 | 11,339,000 | 11,418,000 | 10,952,000 |
| Securities available for sale | 154,234,000 | 98,446,000 | 88,161,000 | 95,162,000 |
| Securities held to maturity | 50,988,000 | 112,571,000 | 134,448,000 | 121,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,750,000 | 796,893,000 | 806,617,000 | 775,394,000 |
| Interest-bearing deposits | 573,047,000 | 588,393,000 | 602,020,000 | 594,733,000 |
| Noninterest-bearing deposits | 214,703,000 | 208,500,000 | 204,597,000 | 180,661,000 |
| Equity capital | 84,157,000 | 85,133,000 | 85,505,000 | 83,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,222,000 | 25,291,000 | 38,973,000 | 53,061,000 |
| Interest expense | 4,765,000 | 10,189,000 | 16,233,000 | 22,788,000 |
| Net interest income | 7,457,000 | 15,102,000 | 22,740,000 | 30,273,000 |
| Noninterest income | 6,599,000 | 13,096,000 | 18,399,000 | 24,937,000 |
| Noninterest expense | 10,841,000 | 22,237,000 | 34,811,000 | 45,478,000 |
| Provision for loan losses | 186,000 | 575,000 | 771,000 | 973,000 |
| Pretax income | 2,567,000 | 4,924,000 | 5,095,000 | 8,297,000 |
| Income tax | 717,000 | 1,325,000 | 1,202,000 | 6,211,000 |
| Net income | 1,850,000 | 3,599,000 | 3,893,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,375,000 | 79,958,000 | 81,697,000 | 79,831,000 |
| Total capital | 86,426,000 | 88,031,000 | 89,857,000 | 87,836,000 |
| Risk-weighted assets | 641,035,000 | 642,608,000 | 649,536,000 | 637,487,000 |