Call reports 2004
EXTRACO BANKS, NATIONAL ASSOCIATION — 2004
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 843,722,000 | 840,617,000 | 853,834,000 | 880,013,000 |
| Total loans | 514,087,000 | 519,023,000 | 518,977,000 | 547,222,000 |
| Allowance for loan losses | 10,338,000 | 11,053,000 | 10,816,000 | 10,213,000 |
| Securities available for sale | 132,405,000 | 102,156,000 | 95,523,000 | 118,629,000 |
| Securities held to maturity | 47,377,000 | 67,496,000 | 66,218,000 | 42,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,788,000 | 677,961,000 | 681,613,000 | 682,900,000 |
| Interest-bearing deposits | 489,055,000 | 492,140,000 | 487,862,000 | 502,360,000 |
| Noninterest-bearing deposits | 180,733,000 | 185,821,000 | 193,751,000 | 180,540,000 |
| Equity capital | 72,593,000 | 73,700,000 | 75,857,000 | 77,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,053,000 | 18,358,000 | 27,719,000 | 37,545,000 |
| Interest expense | 1,852,000 | 3,678,000 | 5,577,000 | 7,671,000 |
| Net interest income | 7,201,000 | 14,680,000 | 22,142,000 | 29,874,000 |
| Noninterest income | 5,658,000 | 10,763,000 | 16,436,000 | 21,821,000 |
| Noninterest expense | 10,736,000 | 18,726,000 | 29,417,000 | 39,699,000 |
| Provision for loan losses | 13,000 | 767,000 | 768,000 | 778,000 |
| Pretax income | 2,110,000 | 5,952,000 | 8,548,000 | 11,373,000 |
| Income tax | 604,000 | 1,804,000 | 2,573,000 | 3,423,000 |
| Net income | 1,506,000 | 4,148,000 | 5,975,000 | 7,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,778,000 | 64,172,000 | 67,061,000 | 69,357,000 |
| Total capital | 69,215,000 | 70,678,000 | 73,596,000 | 76,210,000 |
| Risk-weighted assets | 510,146,000 | 515,138,000 | 518,290,000 | 544,403,000 |